For chamas, esusu, ajo & stokvels

Your savings circle,
organized.

chapati turns the records your group already keeps — bank statements, mobile money, spreadsheets, WhatsApp receipts — into one clear view everyone trusts.

Start your group See how it works
Built for savings groups across Nigeria, Kenya, Ghana, South Africa and beyond
trychapati.org/dashboard
Overview
Members
Transactions
Review queue
Cycles
Assistant
Confirmed balance
₦ 384,000
Expected this cycle
₦ 480,000
Next payout
Amina · Aug 5
Chinwe Obi ₦ 40,000 paid
Kofi Mensah ₦ 40,000 pending
Amina Diallo ₦ 40,000 paid
Fatou Ndiaye ₦ 40,000 needs review
How it works

Up and running in minutes

1

Create your group

Name your group, pick your structure — rotating payout, fixed savings, or custom — and invite members by email.

2

Import your records

Upload a CSV or paste transactions manually. The AI reads your data, maps columns, and shows a preview before anything saves.

3

Review and confirm

AI suggestions are always labelled. You confirm or reject every match. Nothing changes a confirmed record without your say-so.


Features

Everything your group needs

One shared dashboard

Every member sees the confirmed balance, upcoming payouts, and who has paid — in real time.

CSV import

Upload what you already have. AI extracts transactions, maps members, and shows a preview before any data is saved.

AI reconciliation

AI suggests matches between transactions and expected contributions. Every suggestion is labelled — you confirm or reject.

Group assistant

Ask "who hasn't paid?" or "when is my payout?" — answers come from your confirmed records, never guessed. Choose Claude, GPT, Gemini, or DeepSeek.

chapati never holds money

chapati is a record and coordination layer only. Your group keeps using its own bank, mobile money, or cash.

Permanent cycle history

Closed cycles become immutable records. Contributions, payouts, corrections, and activity — all preserved.

Ready to organize your circle?

Free to start. No payment card required.

Start your group →